We meet every Thursday, 6 p.m. at Old St. John's Church, located at 2120 Russell, next to Eastern Market, Detroit. It's just off I-75, and has ample parking -- enter from the parking lot side door. See map.
To discuss a possible foreclosure/eviction for the first time, please come at 5:45.
Fannie Mae head is coming to Detroit!
Thursday, Oct. 2,
Gather at 10:15 a.m.
At the Cass Ave. entrance, Detroit Public Library
Main Branch, just north of Warren Ave. Detroit
Talk starts at 11 a.m.
FHFA Director Mel Watt oversees Fannie Mae, whose policies & evictions are destroying many communities. He will present the very limited new “Neighborhood Stabilization Initiative” for Detroit.
We are calling for real change to save families from foreclosure and eviction!
Speakout to fight abuses of tax foreclosure process
Sat., Oct. 11
4 p.m. - 6pm
Come tell your story, hear others & build a fight to save our homes and neighborhoods!
Over 9,000 occupied Detroit homes went up for auction in September. More than 500 were sold, often to large “investors.” In October the County is trying to sell the rest of these homes.
The spreading cancer of tax foreclosure and eviction is eating at the heart of our communities. More than ¼ of Detroit's property is subject to foreclosure.
Back Lela Whitfield in court
Oct. 3 10 a.m.
36th District court
421 Madison St, Detroit.
New! See map & parking.
Judge decides not to send case to jury
When the federal agency Fannie Mae showed up in court June 6 trying to evict Lela Whitfield without the proper documents, Judge Ruth Ann Garrett sent its lawyer packing, saying that powerful institutions are not privileged to bypass the law.
The Judge noted the activists supporting Whitfield. Then on July 18 about two dozen supporters packed the court, and Judge Garrett said she needed more time to study the case. She again postponed a decision at two August hearings.
On Sept. 15 the Judge said she'd send the case to a jury trial. She then decided to make a decision Oct. 3.
Lela has lived in her Detroit home since she was a child. The home belonged to her mother, who took out a reverse mortgage in 2005.
Abused renters are organizing!
Come to speak out & organize for city-wide tenants group
Saturday Oct. 25,
At the International Institute, 111 E. Kirby, Detroit. See map.
As downtown apartments become hot commodities, many landlords are going for the money and throwing out long-time tenants or harassing them into leaving.
The victims of this strategy are often people with few resources to start all over somewhere else.
If this is happening to you or to people you care about, now is the time to see what can be done about it!
More information will be on this site soon.
Cookout/rent party raised 2 months' rent on Sept. 27
Thanks so much to the over 60 people who came out on a beautiful Saturday afternoon to support Charmonique Hopkins and Detroit Eviction Defense.
We raised enough to keep the Hopkins family in their home for at least two months while we pursue our struggle against Ferndale Housing Commission. The food was plentiful and delicious, the conversation and camaraderie guaranteeing a good time for all. Again, thanks to everyone who came out, donated a dish, time and money.
Read her story.
|Backed by supporters, Ann Talley asks for the Mayor's support (top) & gives him a hug & a T-shirt after his positive response.|
families got 'a raw deal,' Mayor Duggan agreed
At Sept. 25 District 5 Detroit meeting
A group wearing new T-shirts showing their support for Gratoit -McDougall families got Mayor Duggan's attention in their crusade to stop the unjust eviction of 13 families.
Detroit gave taxpayer money to Peter Barclae, a failed developer from West Bloomfield, to build affordable homes in the Gratiot McDougall area. Barclae now refuses to honor his obligation to sell the homes to the families living there and paying towards their purchases.
The Mayor agreed they got a "raw deal" and says he'll do whatever is in his power to help them get justice.
Barclae ploys foiled in Court
In June, July & again on Sept. 5 &12
As the families fought back bogus motions to evict them so the developer can sell their homes to a Singapore Company, supporters were there to back them up.
On July 25, the 22 people who came out to support the families were noted by the Judge, who refused to let Barclae take the money homeowners are putting into escrow.
Thanks to all who picketed Bank of America:
Don't evict Acheampong family!
On August 29,
Downtown Detroit Guardian Building
The family is threatened with eviction even after being promised a modified mortgage and making all the payments the bank demanded. Find out more.
We also got the Bank's attention when we picketed a branch on Aug. 2. Let's follow up with phone calls!
More than a thousand told Detroit: "Turn on the Water!"
Officials announced temporary halt to shut-offs; find out more.
MORE INFO BITS:
The Armstrongs continue to protest misapplication of their tax payments.
The family has moved, but has not stopped fighting the unfair process that forced them from their home. The case is in the appeals stage.
The company that took advantage of an error in how their tax payments were applied has put their former home up for rent.
for Jerome Jackson
To help pay funeral costs & carry on the fight vs evictions that he fought to the end.
Send check made out to Metro Detroit AFL-CIO earmarked for Detroit Eviction Defense Jerome Fund to Miriam Pickens, 17601 George Washington, Southfield MI 48075.
|Program needs big changes to offer real relief|
Fannie Mae head is coming to Detroit!
Thursday, Oct. 2
A chance to tell Director Mel Watt how its foreclosures have devastated our neighborhoods
At a "town Hall Forum" at the Detroit Public Library, Watt is promoting a very limited “Detroit Initiative” against foreclosures by Fannie Mae and Freddie Mac, the failed mortgage companies taken over by the feds. We need real change to save families from foreclosure and eviction!
While the program starts at 11 a.m., we're gathering at 10:15 am -- details (in left column).
Why are you keeping secret the eligibility criteria and terms of the “My City Modifications” that you now promise Detroit? How can we know whether servicers of Fannie/Freddie mortgages are swindling us again? They’ve already admitted to massive foreclosure fraud-- the fox should not be guarding the hen house!
Why are you offering principal reduction only for low-value homes passed off to the Community Stabilization Trust? All homes lost value as the banks trashed the economy.
Why does your program only apply to Detroit? Why not other communities devastated by fraud and foreclosure in Michigan & the U.S.?
Why not halt foreclosures of occupied homes while these issues get sorted out and communities recover? Stop blight before it happens!
Why does Fannie Mae give community non-profits only 3 days to decide on buying back a foreclosed home for resale to the family still in it? Non-profits need time to evaluate these important decisions. What’s the rush?
Why are non-profits that might buy back the home barred from inspecting it or talking to the family occupying it?
Why do families struggling to save their homes get no help beyond the 6 month redemption period following the Sheriff’s sale?
|More than 60 people backed Hopkins' right to stay in this well-kept home & neighborhood by holding a Rent Party - See story on left.|
|Video tells Charmonique's story - she waited for an inspector who never came, & now the strong life she's built from tragedy is endangered.|
Stop racist discrimination vs. Detroiter
& her lovely neighborhood
Justice for Charmonique Hopkins
Detroiter Charmonique Hopkins was suddenly denied the rental voucher she and her four children need to stay in the home they've lived in for seven years. Why? In April the Ferndale Housing Commission, which administers the federal HUD housing voucher program, never showed up at her well-tended home for a routine inspection. Instead she was told she failed the inspection because an apartment building on the next block is boarded up. Come again?
That test smells like discrimination against Detroiters, who often serve as bulwarks against blight, in a city that so many others have abandoned. Find out more.
If that sounds wrong to you, call the Ferndale Housing Commission at 248-547-9500 and call HUD's Detroit office at 313-226-7900.
See strong letter from Hopkins' attorney Bob Day for inspiration & the full story.
|A protest of more than 50 people in June convinced Midas company to stop marketing the families' homes|
Mayor Duggan will try to help Gratiot McDougall families fight 'raw deal'
As developer tries to evict them from their homes
City Council, HUD director express concern, protests continue
On Sept 25, Atoinette Talley and her neighbors took another step closer to saving their homes in the Gratiot McDougall development on Detroit’s east side when Detroit's Mayor said he wants to help. Check it out.
Peter Barclae, the Oakland County developer who pledged to sell them their homes when they moved in, not only refuses to make good on that contract, but is also trying to evict them. But after he got a Singapore-based company, Midas, to start selling their homes, 40-plus people braved the pouring rain to protest at Midas' office in Pontiac.
Channel 2 & other media showed up as a group gave Midas evidence of Barclae's illegal bait-and-switch. Within hours, Midas had removed all the homes from its listings.
|The Detroit News & Metro Times did fine stories on our July 11 rally against Barclae.|
Barclae still claims the $40,000 - $70,000 he's collected from these homebuyers was only "rent" and they are “tenants.” The homeowners sued to stop this arrogant breach of contract, enforce their right to buy the homes, and save their neighborhood from the blight that will follow if they are evicted.
Supporters joined them at a June 20 hearing where the Judge was so surprised by Barclae's marketing of homes in dispute that she delayed the company's demand for escrow.
On July 29, we went to City Council to call for a city investigation of the Barclae's fraudulent actions and a resolution telling him to sell the homes to the families. His various attempts to evict immediately have failed in court.
|After this protest at the Federal Building, a group went up to HUD offices & presented our case to officials.|
We brought protests to HUD,
Talk with Director could be fruitful
In a dozen cities across the nation on Sept. 9, we and other groups protested against HUD (Dept. of Housing and Urban Development) policies that cater to Wall Street hedge funds instead of Main Street families. A new report by the Center for Popular Democracy, "Vulture Capital Hits Home, How HUD is Helping Wall Street and Hurting Our Families," details how HUD sells FHA mortgages to hedge funds with no strings attached, instead of modifying loans to keep people in their homes.
When we went to the 17th floor to deliver the report and raise local problems, the director of the Detroit Field Office, Michael Polsinelli, came out to discuss key issues with us.
The hour-long discussion focused on how the Ferndale Housing Commission discriminates against Detroit with HUD voucher policies that could cost Charmonique Hopkins her home (see story below), and how local developer Peter Barclae is trying to evict 12 families from the Gratiot McDougall homes built with HUD monies (see story below).
While this opened the door to possible changes, homeowners will get justice only if we keep up the pressure on HUD, the Ferndale Housing Commission, Barclae, the city of Detroit, and the vulture capitalists that HUD allows to feast on struggling homeowners and tenants.
Eviction case dismissed!
|In her fight to save her home, Tsehaya Smith (r.) created this beautiful banner that Jerry Cullors helps hold up.|
Tsehaya Smith expects to buy back home she saved from blight
In court on August 7, Fannie Mae agreed to dismiss the eviction case against Ms. Smith. The federally-controlled mortgage company agreed not to evict while they hammer out a deal to sell her back her home.
Ms. Smith and her lawyer are bargaining hard for a reasonable selling price, and she's applied for a loan from United Community Housing Coalition.
Smith was threatened with eviction from her family home of 50 years just as the December holidays approached. With Eviction Defense help, she organized tirelessly and gradually won a fair chance to present her case. She had already paid Fannie Mae thousands of dollars, and put thousands more into repairing the home – in a neighborhood that desperately needs occupied homes. The fight caused her enormous stress and lost income, but thanks to our solidarity and Tsehaya's strong stance, Fanny Mae's terms came down to earth.
|25 people marched to Bank of America branch on August 2 & then picketed the downtown bank Aug. 29 to support the Acheampong family.|
Help Andrews Acheampong
save his family's home!
Mr. Andrews Acheampong, his wife and two children are threatened with eviction from his home of 25 years after Bank of America led him to believe he was on track to get a loan modification -- and after he made the required payments.
When Andrews had started getting fewer and fewer hours of work at his job as a truck driver, even as the mortgage payments kept going up, he reached out to Bank of America for a loan modification and in 2009 got a trial modification that cut his monthly payments from $1,261 to $997. The Bank promised that if he made three payments he'd get a permanent loan modification.
But after Andrews made 5 payments, Bank of America refused to accept any more and he's now threatened with eviction.
Please join us at a picket at the downtown Guardian Building Picket on noon, Fri. August 29th to pressure the bank to stop this outrageous eviction ploy.
Fall auctions loom...
Tax foreclosures of owner-occupied homes threaten families, neighbors
Don’t let this happen to you – and yours
|Lawyer Bob Day spoke to 25 people worried about foreclosure at our free legal & organizing clinic March 15.|
Wayne County is preparing fall auctions of 20,000 properties that are behind on their taxes. Many are owner-occupied, and the last thing we need is more families evicted from their homes in Detroit and Wayne County. We see the wreckage of past foreclosures all around us.
In early August the County Treasurer's office notified homeowners that they must pay all taxes due prior to 2012. They are still willing to take less than the full amount owed if you live in the home and a community partner like United Community Housing Coalition is helping you.
Get help now!
We urge anyone in Wayne County who is behind on taxes due in 2012 or earlier – or whose home is owned by an investor who owes those taxes – to go down to United Community Housing Coalition's office at 22 Bagley, Suite 224, Detroit (see map) ASAP. Their phones are overwhelmed with calls for help, but if you show up between 9 a.m. and noon, any Monday, Wednesday or Friday, you will get the best help available.
If you are pretty sure you qualify for help but need a ride, call (313) 429-5009 and ask for Eviction Defense.
Step Forward stepped back
Although Step Forward Michigan, controlled by the Michigan State Housing Development Authority (MSHDA), got $498 million in federal money to help families avoid both tax and mortgage foreclosures, they are denying applications for assistance by the thousands (only approve only 30% are approved!), and have made themselves hard to readh. Just 22% of the millions earmarked for distressed homeowners had been spent by the last months of 2013.
The clock is ticking
Many homes now at risk have been over-assessed for years at amounts way above their actual values. Many are owned by families who are suffering illnesses, job loss and other temporary hardships. If they get thrown on the street they could have nowhere to go and whole neighborhoods will suffer, as homes are trashed by vandals and/or bought up by speculators.
Some families, including those victimized by the defunct Paramount company’s scam, might have their homes seized because the former owners/sellers of the homes failed to pay the back taxes owed or made other errors before the families moved in.
|Now: 2014 Before foreclosure: 2009
Typical Fannie Mae wreakage: it foreclosed on this home after refusing to modify a $34,000 mortgage. Then it sold the house to an investor for $2,400. Unpaid property taxes: $6,800
New head of Fannie Mae makes cautious steps toward change
But Detroit "Stabilization Initiative"
doesn't stop foreclosures
Mel Watt, the new director President Obama put in charge of the Fannie Mae and Freddie Mac mortgage giants, has been meeting with some of the groups that urge for new policies to let people save their homes. Fannie and Freddie's refusal to modify mortgages had driven thousands of Detroit families from their homes; Mel Watt suspended eviction actions against the Hernandez and other families as negotiations continued.
Fannie Mae and Freddie Mac are finally taking the first steps in the Detroit “Neighborhood Stabilization Initiative” (NSI) that Watt announced in May. The first stage makes a small concession to our campaign to "Save Detroit—Save Our Homes” with a very limited program of buybacks for homeowners who have gone through mortgage foreclosure.
Mel Watt will be in Detroit Thurs., October 2, to promote the program. Find out more.
After the UAW presented our call to “Save Detroit— Save Our Homes,” and groups like the NAACP and Home Defenders League also called for basic change, Watt had agreed that Detroit needs urgent attention. We & allied groups are stressing the urgent need for principal reduction on “underwater” mortgages that are inflated beyond the homes' real values. We want foreclosures and evictions suspended while homeowners seek modifications or home buybacks.
Help Gail Herhold & her toddler keep their home
Fannie Mae and Green Tree Servicing are trying to throw Gail Herhold and her three-year old son Izaya out of the home she's lived in for 15 years. Gail is willing and able to pay what she owes on the mortgage, but because she was late with three payments in 2012, Green Tree has been relentlessly trying to evict her and little Izaya ever since.
Green Tree had refused to accept her third late payment and suddenly, in January, 2013, Gail found out her house was being sold at a sheriff’s sale. She wants to pay what's needed to save her home, but Green Tree and Fannie Mae, which now owns the mortgage, refuse to work with Gail. After years of trying to cope on her own, she needs support. See video.
Hernandez family fights off eviction
First eviction order expired, new eviction order delayed, talks underway
|In a video by Excellent Schools Detroit, the Hernandez sisters talked about what their home means to them and how the threat of eviction weighs on them. See video.
|In September & again in November, crowds of 50+ rallied in support of the family.
The Hernandez family – Ludim and Gabriela and their three daughters Kriscia, Yelinne, and Litzy – are determined to stay in the Southwest Detroit home where they've lived for over a decade.
Last fall an outpouring of people rallied for the family, to stop the unfair eviction ordered for September. We marched, organized in the neighborhood (including a Halloween party), and camped out in a non-stop vigil at the home until the eviction order expired two months later.
Hit with job layoffs in 2012, the family had fallen behind on their mortgage payments, and their home was foreclosed on and sold at sheriff sale to the giant mortgage company now run by the federal government, Fannie Mae.
All-day vigils helped stave off eviction
We are urging Fannie Mae to accept a reasonable offer to help the family regain their home. Fannie Mae had asked for a Feb. 20 court hearing to get a new eviction order, but as we got ready to contest it, Fannie Mae's new director agreed to talk.
Mortgage impostor stole their savings
When they tried to buy back their home during the foreclosure process, the family got fleeced out of their life savings of $15,000 by Kenneth Sandoval, a wealthy Northville man who presented himself as a mortgage representative. But after we twice visited his home, alerted neighbors, and complained to the Attorney General, Sandoval had to leave his luxury home and was imprisoned.
Still no settlement - keep up the pressure!
Join city-wide campaign:
Save Detroit—Save Our Homes!
80 groups call for end to destructive federal bank policy
Homeowners visited the offices of Senator Stabenow & Congressmen Conyers and Peters as part of a nationwide push for changes in policy.
A city-wide campaign is brewing to stop the surge of foreclosures and evictions that devastate communities. A coalition of neighborhood associations, unions, churches and social justice groups is aiming to reverse the Federal policies at Fannie Mae and Freddie Mac that drive thousands of Detroit families from their homes. List of endorsers.
Download the flyer that describes the campaign and urge your union, church or group to join the list of endorsers.
Federal government must act to:
1) Stop Foreclosures and Evictions from Owner-Occupied Homes;
2) Reduce Mortgage Principal on Underwater Homes; and
3) Sell Repossessed Homes to Owner Occupants at Market Value.
A Hurricane Without Water
Fannie Mae & Freddie Mac feed the foreclosure crisis
These two federal agencies are now responsible for more than 70% of the foreclosures and evictions in this country!Easy-to-read new report demystifies the complex world of Fannie Mae and Freddie Mac, and shows how they wreck havoc on our homes and our neighborhoods.
Features pictures, charts and plain language, and shows how we can work together to fight their destructive practices.
What to do about tax foreclosure
If you or someone you know is in danger of tax foreclosure, please act now.
- Come to an organizing meeting – Across the country people have been saving their homes by working together. We meet every Thursday – see details in left column. Come at least 15 minutes early to discuss your foreclosure problem.
- Help us organize to stop all tax foreclosures of owner-occupied homes.
- If you missed our free tax clinic, visit United Community Housing Coalition at 22 Bagley, Suite 224, Detroit Mon., Tues. or Wed. morning. Web site.
To save our homes and communities:
1). Moratorium on tax evictions and foreclosures of owner-occupied homes; immediately cut property tax assessments to reflect “fair” market value; assessments should be cut retroactively and across the board for homeowners!
2). Stop “reversion” (rapid seizure without the normal process) of owner-occupants homes, due to failure to pay property taxes the year they bought the home;
3). Streamline and ease restrictions on Step Forward Michigan, to get the money to distressed homeowners! Don't spend money that was supposed to help homeowners to instead demolish properties owned and neglected by banks, mortgage companies, or Fannie Mae; these entities should pay!
4).Take legal action to make banks, mortgage companies and Fannie Mae stop dumping properties on the cities and county -- and to recover the taxes and other costs they refused to pay!
47 Paramount homeowners get
deeds to their homes!
Mass eviction halted after we pressured court & Pension Board
|Homeowners & backers filled courtroom.|
Victims of fraud still need relief from taxes Paramount didn't pay.
A courageous and warm man who fought to the death
for dignity & against unjust eviction
|Jackson (center) rallying vs. eviction of Hernandez family|
Jerome Jackson was a hero in the fight against unjust evictions – not only for himself but for all families defending their homes. He was always there for Detroit Eviction Defense, which he said was "family."
Jerome spent years fighting to keep the house he had made his own. Wayne County and Community Living Services tore up their agreements to support mortgage payments under a program they talked him into in 2004. Then Fannie Mae relentlessly moved to evict. The battle took a terrible toll on Jerome, but even as his health failed, he fended off eviction.
|In Feb. we marched into the office building of Wayne County Executive Ficano insisting that he stop the eviction of Jackson, who then spoke about his dream.|
We will always be inspired by his strength and leadership.
Memorial fund to help pay funeral costs & carry on Jerome's work
Send check made out to Metro Detroit AFL-CIO earmarked for Detroit Eviction Defense Jerome Fund to Miriam Pickens, 17601 George Washington, Southfield MI 48075.
Thanks to all who took up his fight.
See & download Eviction Defense tribute to Jerome Jackson
How even a phone call will make a big difference